Thursday, September 27, 2012

Will Gold 401k Really Safeguard One's Assets? | Class Act Homes

The majority of employees have established their retirement by opening a retirement program. The most popular program is the 401k plan. Still, it?s advisable for retirement savings to be set with trustworthy investments which are more reliable and constant precious metal like gold. If you possess an active 401k account, you may turn this to a 401k gold program.

In order to convert your retirement account to a gold 401k account, you need the assistance of a gold company to rollover the plan. It is a quick procedure and you don?t have to pay additional fees. The good thing when acquiring this program is that you won?t be able to simply make investments with gold, but in other rare metals too.

Gold is among the most desirable rare metals concerning its value. In addition, it?s one of the rare metals which never go down in price. The worth of gold keeps on increasing that?s the reason why it?s a wise type of investment. On the other hand, you may not receive gold bullion in physical form on your gold 401k program. The investment is instantly stored in a recognized and secured vault of precious metals.

You are kept informed of your investment every six periods including the current rates. Just like the retirement program, you can encash anytime your gold asset but you may be billed for a certain expense by cashing out sooner than your retirement.

The advantage of acquiring gold assets is it generates significant amount as compared to typical 401k plan. This is because gold continues to soar high on its value. As opposed to a typical 401k plan, investments on bonds, stocks, and ETFs are rather risky and earn just a little compared to this precious metal. At times, stocks and options are lower and if it happens, your investments would be impacted.

There is another thing which you should realize prior to rolling over the typical 401k account to the 401k gold plan. You need the assistance of the gold dealer to get this done. You need to know more details on the ins and outs of gold investing. You should know the pros and cons to help you understand how your investment works.

Retirement isn?t just about solidifying the future. It is not just about investing the personal savings for something which may help you when you reach the age of retirement. It should be an asset which also generates income. Being employed for many years and investing your dollars on the wrong investment will likely be devastating. It?s essential to find more suitable alternatives for your retirement plan. It is not easy that your hard-earned dollars can just vanish within a matter of seconds if you are on the wrong retirement program.

The presence of gold 401k investment helps it to be much more profitable on your retirement plan. You do not have to stress of dropping the value as this precious metal carries on to be more expensive each year. If this flow persists, there is no valid reason why you will not gain more as you reach the age of retirement.

Before you decide to transfer the 401k into gold, you should be confident about it. There are professionals who wish to help in this respect. For details, kindly visit: 401k Gold

Source: http://classacthomestagingandredesign.com/2012/09/27/will-gold-401k-really-safeguard-ones-assets/

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Wednesday, September 26, 2012

Boaters in the Construction Industry - The Hull Truth - Boating and ...

Old Yesterday, 09:07 AM

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Construction lawyer, hmmm...

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If the fire doesn't get you business, the water used to put it out does!

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Source: http://www.thehulltruth.com/dockside-chat/456136-boaters-construction-industry.html

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Zacks #1 Ranked Precious Metal ETF: PALL - Zacks Investment ...

Palladium and platinum are the best known among the six platinum group metals. Though not as popular as gold, silver and platinum, palladium is also seeing elevated interest now from the investors who are already heavily invested in gold and silver, but still want to remain exposed or increase exposure to the precious metal group. (Top Three Precious Metal Mining ETFs)

The demand for this metal comes mainly from the automotive industry, where palladium is used in catalytic converters to decrease harmful emissions. With a rebound in the automotive industry despite the global economic slowdown, the demand for this precious metal is expected to rise (Will Palladium ETF Shine Brightest This Year?) Further, more and more auto-makers are now using palladium in place of more expensive platinum, wherever possible.

Palladium is also used in other industries like electronics, dentistry and chemicals. ?Another area which can boost the demand for the metal is the gradual increase in demand for jewellery. Palladium is used as an alloy with platinum in jewellery and it is also used in the production of white gold. With a possible reversal in economic trends and a rise in disposable income of consumers, demand for jewellery will rise. (Time to Invest in Platinum ETFs?)

On the other hand, the supply for the metal has been going down due to worker strikes in South Africa and diminished stockpiles in Russia. Given the demand-supply imbalance, we expect the price of the metal to go up in the near-to-medium term.

The metal was down earlier this year due to its dependence on more cyclical corners of the market. But since last month the metal price got a solid boost from the supply concerns resulting from labor problems in South Africa.

Palladium price got further boost from the QE3 announcement along with all other precious metals. Continued easy money policies may support the prices of metals going forward.

Our top recommendation for investors who seek exposure to palladium ETFs, is the ETFS Physical Palladium Shares (PALL). Currently, the fund is ranked as Zacks #1 ETF Rank or ?Strong Buy?. Thus, we expect this ETF to outperform its peers.

About Zacks ETF Rank

The Zacks ETF Rank provides a recommendation for the ETF in the context of our outlook for the underlying industry, sector, style box, or asset class. Our proprietary methodology also takes into account the risk preferences of the investors. The aim of our models is to select the best ETFs within each risk category. We assign each ETF one out of five ranks within each risk bucket. Thus, the Zacks Rank reflects the expected return of an ETF relative to other ETFs with similar level of risk.?

ETFS Physical Palladium Shares (PALL)

For a bullion-backed approach to palladium ETF investing, investors can look to ETFS Physical Palladium Shares. PALL is the ETF which is backed by physical metal and holds the metal in the form of bullion or ingots. The metal is securely stored in London and Z?rich on behalf of the custodian, JP Morgan Chase Bank.

Investing through PALL in palladium represents a cost-effective and suitable mode for investors. The transaction costs for buying and selling the shares will be much lower than purchasing, storing and insuring physical palladium for most investors.(Has The Junior Gold Mining ETF Lost Its Luster?)

This ETF is designed to track the spot price of Palladium bullion. PALL is the most liquid option available in palladium ETF space, trading with volumes of 72,400 shares a day. The fund currently has 571 million in assets under management.

The expense ratio of 60 basis points also appears to be at par with other ETFs in the precious metals space. (Create a Diversified Portfolio Using ETFs)

The fund has delivered a positive return of 1.39% since the start of the year.

?Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report >>

Source: http://www.zacks.com/stock/news/83647/zacks-1-ranked-precious-metal-etf-pall

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Battered RIM sees uptick in BlackBerry subscribers

RIM may be down, but the BlackBerry maker isn't out yet.?

By Matthew Shaer / September 25, 2012

The RIM subscriber count has actually climbed in recent months, RIM says. Here, a pile of BlackBerry phones.

Reuters

Enlarge

The past couple of years have not been particularly kind to RIM, the Canada-based maker of the BlackBerry smartphone line. The PlayBook tablet flopped;?global sales shrank;?workers were laid off;?and?Jim Balsillie and Mike?Lazaridis, formerly the RIM co-CEOs, were pushed out in favor of COO?Thorsten Heins. Cue the takeover rumors and the snarky obituaries for a company that once sat at the top of the smartphone game.?

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But according to Reuters, those obits may have been a little premature. RIM tells Reuters today that its subscriber base has actually climbed as of late?? from 78 million at the beginning of 2012 to 80 million now. Reuters reports that many of the new RIM subscribers are in emerging markets, such as India, "where consumers are much more price conscious and where RIM's much-admired BlackBerry messaging platform gives it a big edge."

The subscriber numbers helped nudge RIM stock up three percent in trading today. So is RIM in the midst of a resurgence??

Well, the company would certainly like you to think so. Speaking at an event in?San Jose, Calif., Heins pointed to the forthcoming BlackBerry 10 operating system, which is expected to launch on a range of RIM devices early next year.?"We recognize the need for change," Heins said at the event. "There is a new energy and a lot of fighting spirit at RIM."

We're somewhat less than fully convinced. Although RIM may still find a market among business users, the company has fallen well behind Apple and Google in both the inventiveness of its devices and the quality of its operating systems. Even if RIM knocks it out of the park with BlackBerry 10 ? which won't even launch until long after the holiday shopping season has concluded ? it will have a tough time catching up.?

RIM user? Drop us a line in the comments section. And to receive regular updates on how technology intersects daily life, follow us on?Twitter @venturenaut.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/m8qC7BS3UdE/Battered-RIM-sees-uptick-in-BlackBerry-subscribers

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Tuesday, September 25, 2012

Jacqueline Laurita to Teresa Giudice: You're Going to Hell!

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Romney, in interview, says his tax rate is "fair" (reuters)

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US economic data help world markets recover

LONDON (AP) ? Robust U.S. economic indicators pushed world markets higher on Tuesday, offsetting uncertainty over Europe's debt problems and global growth.

Consumer confidence in the U.S. jumped in September to its highest level since February, according to the Conference Board whose index rose to 70.3 points from 61.3 in August. Market expectations were for a more modest gain.

A separate report showed U.S. home prices kept rising in July in all 20 cities tracked. It's the third straight month in which prices rose in every city.

After early losses in Europe, Britain's FTSE 100 was up 0.2 percent to 5,850.21 while Germany's DAX rose 0.2 percent to 7,424.39 and France's CAC-40 was up 0.1 percent at 3,499.27.

Wall Street opened higher, with the Dow up 0.3 percent at 13,597.01 and the S&P 500 gaining 0.3 percent to 1,460.89.

Markets had earlier traded lower on concerns that Europe's government debt problems will continue to pose a risk to the economy and investors.

Spain is due to unveil this week a new series of cost-cutting measures and structural reforms that could pave the way for a demand for financial aid from its fellow eurozone countries.

But hopes that Madrid will apply for the aid were overcome by concern that it was delaying the move. Spain has been reluctant to ask since such assistance comes with strings attached.

Another key issue is whether eurozone countries will grant Greece more time to reach its deficit reduction targets. The country also needs to finalize a package of austerity measures but political leaders are struggling to compromise as popular anger increases.

Also weighing on financial markets this week has been evidence of a broad-based slowdown in the world economy. While Europe is sliding toward recession, the U.S. and Chinese economies ? the world's two largest ? are struggling.

Credit ratings agency Standard & Poor's on Tuesday lowered its growth forecasts for the eurozone. It expects a 0.8 percent contraction this year and no growth in 2013. The biggest source of concern, it said, was Spain and Italy.

"Recent economic indicators continue to paint a bleak picture for Europe," said Jean-Michel Six, S&P chief economist for Europe, the Middle East and Africa.

Earlier, in Asia, trading was uneven. Japan's Nikkei 225 index zigzagged throughout the day until closing 0.3 percent higher at 9,091.54.

Hong Kong's Hang Seng was marginally higher at 20,698.68. South Korea's Kospi lost 0.6 percent to 1,991.41. Australia's S&P/ASX 200 shed 0.3 percent to 4,372.90.

Mainland China's Shanghai Composite Index lost 0.2 percent to 2,029.29. The Shenzhen Composite Index fell 0.6 percent at 835.51. But benchmarks in Singapore, Indonesia, India, New Zealand and Thailand rose.

In currency markets, the euro rose to $1.2965 from $1.2935 in late trading Monday while the dollar was down at 77.73 yen from 77.86 yen.

Benchmark crude for November delivery was up 62 cents to $92.55 a barrel in electronic trading on the New York Mercantile Exchange. The contract fell 96 cents to settle at $91.93 on Monday.

___

Pamela Sampson in Bangkok contributed to this report.

Source: http://news.yahoo.com/us-economic-data-help-world-markets-recover-143924392--finance.html

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Monday, September 24, 2012

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I just kind of got pushed around the court - Crip Commentary

. With just two games remaining, PSV still leads Ajax by five points in its bid for a fourth straight title. Huntelaar has a league-leading 32 goals this season, increasing speculation he will move abroad next season. PSV came under heavy pressure in the opening minutes from Heracles, who had a goal disallowed for offside.?Aaron Rodgers Jersey?BRUSSELS: A China culture week at the European Parliament in Brussels is aimed at breaking mental barriers so as to facilitate China-EU ties, a senior Chinese diplomat said Wednesday.?Willie Roaf Jersey?. In a globalized era, not only political and trade barriers should be broken in order to develop international relationships, said Song Zhe, head of the Chinese mission to the European Union (EU). Although China-EU relations remain generally healthy, cognitive differences and certain unfriendly actions of the European side are hindering the enhancement of mutual trust and further development of the China-EU relationship, Song told members of the European Parliament and experts from think tanks. Related readings:?Chinese Shanshui paintings exhibited in Brussels?Europalia-China festival in Brussels?Brusselss landmark statue wears Chinese outfit The ambassador called for a drop of old mentality and adoption of a positive attitude and tolerance for the sake of healthy and stable China-EU relations in the long run. China is embracing the world with open arms, said Song. The China culture week, which is held on the occasion of the Chinese Lunar New Year, features tea ceremony, calligraphy, Chinese cuisine, Sichuan opera and Tai Chi kung fu, as well as lectures on traditional Chinese medicine and Confucian philosophy.?Steve Smith Youth Jersey?. With Canada already up 2-0, Clarke scored in the 21st, 40th and 43rd minutes to give her team a daunting lead before halftime. Clarke also set up two goals. Nichelle Prince, Jasmin Dhanda and Amanda Pierre-Louis also scored for Canada.?Asante Samuel Jersey?. Dave Bolland, Brent Seabrook and Patrick Sharp also scored for the Blackhawks. Cristobal Huet stopped 16 shots. David Jones and Paul Stastny scored two goals each for Colorado (3-1-1). Seabrooks goal midway through the second period gave the Blackhawks a 4-3 lead.?Mark Ingram Jersey?.J. ? Having survived the Panthers, Flyers and Rangers, New Jersey coach Peter DeBoer says the Devils now face ?a three- or four-headed monster? in the Stanley Cup final.?Ndamukong Suh Jersey?. He did much more than that. Valjas made his first career World Cup podium appearance Wednesday by winning a silver medal on the 1.2-kilometre course. ?I dont think it has sunk in yet, but it does feel pretty good,? he said.?Victor Cruz Womens Jersey?. After missing the first half of the season because of left wrist and elbow injuries, Crawford returned July 16. Red Sox manager Bobby Valentine said the teams medical staff had told him not to start Crawford more than four days in a row. ISTANBUL, Turkey ? Maria Sharapova pulled out of the WTA Championships with a sore ankle Wednesday after losing her second straight match at the season-ending tournament. The second-ranked Russians withdrawal ensures that Caroline Wozniacki will finish the year as No. 1, despite losing her group-stage match against Vera Zvonareva. Sharapova entered the tournament despite not having played since pulling out of the quarter-finals in Tokyo last month with an ankle injury. After losing 7-6 (4), 6-4 to Li Na in her second round-robin match on Wednesday, Sharapova said ?the ankle didnt recover as well as I had hoped after the first round.? Sharapova lost to Sam Stosur in her opening match on Tuesday. ?The swelling got a little worse,? the second-ranked Russian said. ?It just limits my movement a lot, and its not something I really want to risk, especially at the end of the season, knowing that I have some time to recover and let it heal naturally instead of really pushing it and damaging something else.? The Russian will be replaced by alternate Marion Bartoli, who will face Azarenka in the final group round. Wozniacki fell to 1-1 in the round-robin phase after losing 6-2, 4-6, 6-3 against Zvonareva in the late match. Despite the loss, she will finish as No. 1 in the rankings for the second year in a row, despite never having won a major. Sharapova was the only player with a chance to overtake the Dane going into the tournament. ?Its amazing for me to finish the year as No. 1 once more,? Wozniacki said. ?I mean, only very few players have finished a year as No. 1, and to do it two years in a row is very special. Im only in the beginning of my career, and to have achieved so mmuch already, its a dream come true.?Dez Bryant Youth Jersey. ? Azarenka maintained her perfect record against Sam Stosur with a 6-2, 6-2 win earlier Wednesday. Sharapova led 4-2 in the first set before Li broke back to force the tiebreaker, where the Russian let a 4-0 lead slip away. Li then took a 5-2 lead in the second and served out the match on her second attempt. Sharapova said she expects to return to the court in Brisbane next year ahead of the Australian Open. ?Obviously disappointing to end it this way,? the Russian said about her season. ?But I have no regrets. ? I definitely progressed from last year and Ive improved, and my game has stepped up. I still feel like going into next year theres so many things that I can improve that can make me better. Its just something I look forward to when I start training again.? Li, the French Open champion, is the first Chinese player to qualify for the season-ending event for the worlds top eight players. Stosur, the U.S. Open champion, was coming off her first ever win over Sharapova on Tuesday but appeared flat as she came out for Wednesdays opening match. In her first match in the White Group, the fourth-seeded Azarenka broke four times to take her head-to-head record against Stosur to 5-0. ?I didnt play aggressive enough ? I dont feel like I did anything,? Stosur said. ?I just kind of got pushed around the court, and eventually was made to make an error or she would hit a winner.? The Australian said her performance wasnt affected by the late match against Sharapova the previous evening. ?Oh, I cant blame that,? she said. ?Yeah, it was a quick turnaround, but I felt like I was ready to go.? ? ? ?

Source: http://www.cripcommentary.com/harriet/2012/09/i-just-kind-of-got-pushed-around-the-court/

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israellycool: @mrsshitrit He's definitely feminine. His sexuality is his own business. His vile politics and attempts to harm Israel is not

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Sunday, September 23, 2012

Animal instinct: How to avoid being eaten


Cameron Street and mall, scene of a young man's serious assault. Photo / John Stone Quickread

Updated 6 min ago

Throat slit teen 'lucky'

A young man is lucky to be alive after a vicious knife attack in central Whangarei left him with his throat slashed from one side to the other. Police are describing? ?

Teen slashed in throat

Updated 1 hour ago

Arrest a 'morale boost'

Lance Corporal Pralli Durrer and Lance Corporal Rory Malone.
Photo / Supplied Quickread

The grandfather of a Kiwi soldier killed in Afghanistan has welcomed the arrest of a senior Taliban member connected to the attack.

Fallen NZ soldiers in Afghanistan

?Photos

Raw video: NZ soldiers' bodies arrive home

?Video

KiwiRail holds talks on future job cuts

Photo / Thinkstock Quickread

KiwiRail will this week meet staff around the country to discuss changes in its infrastructure and engineering division as cuts loom to 158 jobs.

Updated 13 sec ago

Super Fund bids for major UK airport

Budget carrier Ryanair accounts for almost 70 per cent of traffic through Stansted Airport. Photo / AP Quickread

The $19.7b NZ Superannuation Fund and Wellington-based asset manager Morrison & Co have teamed up to bid for the UK's third-largest airport.

PM welcomes standards debate

Prime Minister John Key. Photo / Mark Mitchell Quickread

Prime Minister John Key says he welcomes the debate generated by the publication of national standards data.

Cardboard cathedral foundations laid

An artist's impression of the cardboard cathedral planned for Christchurch. Image / Supplied Quickread

The laying of concrete foundations for Christchurch's temporary "cardboard cathedral" has started this morning. Concrete trucks have been on the Transitional Christ?

Miners march to Parliament

Engineering, Printing and Manufacturing Union (EPMU) delegate Trevor Bolderson. Photo / Ross Setford Quickread

Miners facing the axe at Solid Energy's Spring Creek and Huntly East operations say a march on Parliament tomorrow is about more than saving their jobs.

Cricket: Taylor demotion costly

Pakistan's bowler Umar Gul, middle, celebrates with teammate Shahid Afridi, left, and captain Mohammad Hafeez after taking the wicket of Brendon McCullum. Photo / AP Quickread

New Zealand captain Ross Taylor might need to lessen the tactical burdens on his mind and rely more on his renowned cricketing instinct.

ACC pays for shark injuries

One claimant said they were out on the water fishing and "a shark bit my middle finger." Photo / Kelly Tarltons Quickread

Twenty people have received ACC payouts for injuries by sharks so far this year - a drop in the ocean compared to other animal-related injury claims.

Source: http://www.nzherald.co.nz/lifestyle/news/article.cfm?c_id=6&objectid=10836123&ref=rss

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